/* ============================================================
           STRATFIN ADVISORY — DESIGN SYSTEM
           ============================================================ */
        
        :root {
            --navy: #0A2342;
            --navy-light: #0d2e56;
            --navy-dark: #071a30;
            --emerald: #0B6E4F;
            --emerald-light: #0d855e;
            --gold: #C8A24F;
            --gold-light: #d4b46a;
            --cream: #F7F5F0;
            --cream-dark: #EDEAE3;
            --dark-blue: #20283b;
            --white: #FAFAF8;
            --text-primary: #0A2342;
            --text-secondary: #4A5568;
            --text-tertiary: #718096;
            --text-muted: #A0AEC0;
            --border: rgba(10, 35, 66, 0.08);
            --border-strong: rgba(10, 35, 66, 0.15);
            --shadow-sm: 0 1px 3px rgba(10, 35, 66, 0.04);
            --shadow-md: 0 4px 12px rgba(10, 35, 66, 0.06);
            --shadow-lg: 0 12px 40px rgba(10, 35, 66, 0.10);
            --radius-sm: 0px;
            --radius-md: 0px;
            --radius-lg: 0px;
            --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
            --font-heading: 'Playfair Display', Georgia, serif;
            --font-body: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
            --font-size-body: 18px;
        }

        * { margin: 0; padding: 0; box-sizing: border-box; }
        
        html {
            scroll-behavior: smooth;
            font-size: 16px;
        }
        
        body {
            font-size: var(--font-size-body);
            font-family: var(--font-body);
            color: var(--text-primary);
            background: var(--white);
            line-height: 1.6;
            -webkit-font-smoothing: antialiased;
            -moz-osx-font-smoothing: grayscale;
        }

        svg, img {
            shape-rendering: crispEdges;
            text-rendering: optimizeLegibility;
            image-rendering: -webkit-optimize-contrast;
            image-rendering: optimizeQuality;
            transform: translateZ(0);
            will-change: transform;
        }

        /* Typography Scale */
        h1, h2, h3, h4, h5, h6 {
            font-family: var(--font-heading);
            font-weight: 500;
            line-height: 1.2;
            color: var(--navy);
        }
        
        h1 { font-size: clamp(46px, 5vw, 4rem); letter-spacing: -0.02em; }

        h2 { font-size: clamp(32px, 3vw, 2.5rem); }

        h3 { font-size: clamp(28px, 2vw, 1.5rem); }

        h4 { font-size: 22px; font-family: var(--font-heading); font-weight: 600; }
        
        p { color: var(--text-secondary); font-size: 18px; line-height: 1.7; }
        
        a { color: inherit; text-decoration: none; transition: var(--transition); }
        
        .text-gold { color: var(--gold); }
        .text-emerald { color: var(--emerald); }
        .text-muted { color: var(--text-muted); }
        
        .overline {
            font-family: var(--font-body);
            font-size: 0.6875rem;
            font-weight: 600;
            letter-spacing: 3px;
            text-transform: uppercase;
            color: var(--gold);
            margin-bottom: 1rem;
            display: block;
        }

        /* Layout */
        .container {
            width: 100%;
            margin: 0 auto;
            padding: 0 2rem;
        }

        /* Layout */
        .hero .container {
            display: flex;
            flex-direction: row;
            flex-wrap:wrap;
            width: 100%;
            margin: 0 auto;
            padding: 0;
        }
        
        .section {
            padding: 6rem 0;
        }
        
        .section-light { background: var(--white); }
        .section-cream { background: var(--cream); }
        .section-navy { background: var(--navy); color: var(--white); }
        .section-navy h1, .section-navy h2, .section-navy h3 { color: var(--white); }
        .section-navy p { color: rgba(255,255,255,0.75); }

        /* Grid Systems */
        .grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 3rem; }
        .grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2rem; }
        .grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.5rem; }
        
        @media (max-width: 1024px) {
            .grid-2, .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); }
        }
        @media (max-width: 640px) {
            .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
            .container { padding: 0 1.25rem; }
            .section { padding: 4rem 0; }
        }

        /* Buttons */
        .btn {
            display: inline-flex;
            align-items: center;
            gap: 0.5rem;
            padding: 10px 20px;
            font-family: var(--font-body);            
            font-weight: 500;
            letter-spacing: 1px;
            text-transform: uppercase;
            border-radius: var(--radius-sm);
            cursor: pointer;
            transition: var(--transition);
            border: none;
        }
        
        .btn-primary {
            background: var(--navy);
            color: var(--white);
        }

        .btn-primary:hover {             
            background: transparent;
            transform: translateY(-1px); 
            box-shadow: var(--shadow-md); 
        }
        
        .btn-outline {
            color: var(--white);
            background: var(--navy-light); 
            border: 1px solid var(--border-strong);
        }

        .btn-outline:hover { 
            background: var(--navy); 
            color: var(--white); 
            border-color: var(--navy); 
        }
        
        .btn-gold {
            background: var(--gold);
            color: var(--navy);
        }
        .btn-gold:hover { background: var(--gold-light); }

        /* Cards */
        .card {
            background: var(--white);
            border: 1px solid var(--border);
            border-radius: var(--radius-md);
            padding: 2rem;
            transition: var(--transition);
        }
        .card:hover {
            border-color: var(--border-strong);
            box-shadow: var(--shadow-md);
            transform: translateY(-2px);
        }

        /* Navigation */
        .navbar {
            position: fixed;
            top: 0; left: 0; right: 0;
            z-index: 1000;
            background: rgba(250, 250, 248, 0.92);
            backdrop-filter: blur(12px);
            -webkit-backdrop-filter: blur(12px);
            border-bottom: 1px solid var(--border);
            transition: var(--transition);
        }
        
        .navbar.scrolled {
            box-shadow: var(--shadow-sm);
        }
        
        .navbar-inner {
            display: flex;
            align-items: center;
            justify-content: space-between;
        }
        
        .logo {
            font-family: var(--font-heading);
            font-size: 1.25rem;
            font-weight: 600;
            color: var(--navy);
            letter-spacing: 1px;            
            margin: 30px 0;
            padding: 0;
        }

        .logo svg{
            display: flex;
            width: 300px;
            height: auto;
        }

        .logo span { color: var(--gold); font-weight: 400; }
        
        .nav-links {
            display: flex;
            align-items: center;
            gap: 20px;
            list-style: none;
        }
        
        .nav-links a {
            font-weight: 500;
            color: var(--text-secondary);
            letter-spacing: 0.5px;
            position: relative;
            padding: 0.25rem 0;
            font-family: var(--font-body);
            font-size: 16px;
        }
        
        .nav-links a::after {
            content: '';
            position: absolute;
            bottom: -2px; left: 0;
            width: 0; height: 1.5px;
            background: var(--gold);
            transition: var(--transition);
        }
        
        .nav-links a:hover, .nav-links a.active {
            color: var(--navy);
        }
        .nav-links a:hover::after, .nav-links a.active::after {
            width: 100%;
        }
        
        .mobile-menu-btn {
            display: none;
            background: none;
            border: none;
            cursor: pointer;
            padding: 0.5rem;
        }
        
        @media (max-width: 1024px) {
            .nav-links { display: none; }
            .mobile-menu-btn { display: block; }
        }

        /* Mobile Menu */
        .mobile-menu {
            position: fixed;
            top: 72px; left: 0; right: 0; bottom: 0;
            background: var(--white);
            z-index: 999;
            padding: 2rem;
            transform: translateX(100%);
            transition: transform 0.3s ease;
        }
        .mobile-menu.open { transform: translateX(0); }
        .mobile-menu a {
            display: block;
            padding: 1rem 0;
            font-size: 1.125rem;
            font-weight: 500;
            border-bottom: 1px solid var(--border);
            color: var(--navy);
        }

        /* ============================================================
           PAGE TRANSITIONS
           ============================================================ */
        
        .page {
            display: none;
            animation: fadeIn 0.5s ease;
            padding-top: 112px;
        }
        .page.active { display: block; }
        
        @keyframes fadeIn {
            from { opacity: 0; transform: translateY(10px); }
            to { opacity: 1; transform: translateY(0); }
        }

        /* ============================================================
           HOME PAGE
           ============================================================ */
        /* FOR HERO */
        .hero {
            position: relative;
            min-height: calc(100vh - 72px);
            display: flex;
            align-items: center;
            /*background: linear-gradient(135deg, var(--navy) 0%, #0d2e56 50%, var(--navy-dark) 100%);*/
            overflow: hidden;
            /*margin: 0 2rem;*/
        }
        
        .hero::before {
            content: '';
            position: absolute;
            inset: 0;
            /*background: url('../images/svg/hero_1_landing_page1.svg') top center/cover no-repeat;*/
            /*opacity: 0.15;*/
        }
        
        .hero-content {
            display: flex;
            flex-direction: row;
            flex-wrap: wrap;
            position: relative;
            z-index: 2;
            /*max-width: 800px;*/
            width: 100%;            
            order: 2;
            padding: 20px;
        }

        .hero-image {
            display: flex;
            flex-direction: row;
            flex-wrap: wrap;
            margin: 0;
            width: 100%;
        }

        .hero-image img, .hero-image svg{
            display: flex;
            flex-direction: row;
            margin: 0 auto;
            width: 100%;
            height: auto;
        }
        
        .hero .overline {
            color: var(--gold);
            margin-bottom: 1.5rem;
        }
        
        .hero h1 {
            /*color: var(--white);*/
            margin-bottom: 1.5rem;
            font-weight: 500;
        }
        
        .hero p {
            /*color: rgba(255,255,255,0.8);*/
            font-size: 1.125rem;
            max-width: 600px;
            margin-bottom: 2.5rem;
            line-height: 1.7;
        }
        
        .hero-cta {
            display: flex;
            gap: 1rem;
            flex-wrap: wrap;
        }

        /* FOR ABOUT */
        .about {
            position: relative;
            min-height: calc(100vh - 72px);
            display: flex;
            align-items: center;
            /*background: linear-gradient(135deg, var(--navy) 0%, #0d2e56 50%, var(--navy-dark) 100%);*/
            overflow: hidden;
        }
        
        .about::before {
            content: '';
            position: absolute;
            inset: 0;
            background: url('../images/jpg/about_stratfin_advisory.jpg') center/cover;
            /*opacity: 0.15;*/
        }
        
        .about-content {
            position: relative;
            z-index: 2;
            max-width: 800px;
        }
        
        .about .overline {
            color: var(--gold);
            margin-bottom: 1.5rem;
        }
        
        .about h1 {
            color: var(--white);
            margin-bottom: 1.5rem;
            font-weight: 500;
        }
        
        .about p {
            color: rgba(255,255,255,0.8);
            font-size: 1.125rem;
            max-width: 600px;
            margin-bottom: 2.5rem;
            line-height: 1.7;
        }
        
        .about-cta {
            display: flex;
            gap: 1rem;
            flex-wrap: wrap;
        }


        /* Stats Bar */
        .stats-bar {
            background: var(--cream);
            border-bottom: 1px solid var(--border);
            padding: 150px 0;
        }
        
        .stats-grid {
            display: grid;
            grid-template-columns: repeat(5, 1fr);
            gap: 2rem;
            align-items: center;
            justify-items: center;
            justify-content: center;
        }
        
        .stat-item {
            text-align: center;
            padding: 0 1rem;
            /*border-right: 1px solid var(--border);*/
        }
        .stat-item:last-child { border-right: none; }
        
        .stat-value {
            font-family: var(--font-heading);
            font-size: 66px;
            font-weight: 500;
            color: var(--gold);
            line-height: 1;
            margin-bottom: 0.5rem;
        }

        .stat-value-title{
            font-family: var(--font-heading);
            font-size: 60px;
            font-weight: 500;
            color: var(--dark-blue);
            line-height: 1;
            margin:40px 0;
        }
        
        .stat-value-p{
            font-family: var(--font-heading);
            font-weight: 500;
            color: var(--text-tertiary);
            line-height: 1;
            margin: 40px 0;
            font-size: 22px;
            font-weight: 300;
            line-height: 160%;
        }

        .stat-label {
            font-size: 0.75rem;
            font-weight: 500;
            letter-spacing: 1.5px;
            text-transform: uppercase;
            color: var(--text-tertiary);
        }
        
        @media (max-width: 768px) {
            .stats-grid { grid-template-columns: repeat(1, 1fr); }
            .stat-item:nth-child(2) { border-right: none; }
            .stat-item { border-bottom: 1px solid var(--border); padding-bottom: 1.5rem; }
        }

        /* Who We Are Home */
        .who-we-are-home {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 4rem;
            align-items: center;
        }
        
        .who-we-are-home .image-wrapper {
            position: relative;
        }
        
        .who-we-are-home img {
            width: 100%;
            height: 500px;
            object-fit: cover;
            border-radius: var(--radius-md);
        }
        
        .who-we-are-home .image-accent {
            position: absolute;
            bottom: -20px; right: -20px;
            width: 150px; height: 150px;
            border: 2px solid var(--gold);
            border-radius: var(--radius-md);
            z-index: -1;
        }
        
        @media (max-width: 768px) {
            .who-we-are-home { grid-template-columns: 1fr; gap: 2rem; }
            .who-we-are-home img { height: 300px; }
        }

        /* Services Preview */
        .services-grid {
            display: grid;
            grid-template-columns: repeat(2, 1fr);
            gap: 1.5rem;
            max-width: 1200px;
            margin: 0 auto;
        }
        
        .service-card {
            background: var(--white);
            border: 1px solid var(--border);
            border-radius: var(--radius-md);
            /*padding: 2rem;*/
            transition: var(--transition);
            cursor: pointer;
            position: relative;
            overflow: visible;
        }
        
        .service-card::before {
            content: '';
            position: absolute;
            top: 0; left: 0;
            width: 3px; height: 0;
            background: var(--emerald);
            transition: height 0.3s ease;
        }
        
        .service-card:hover {
            border-color: var(--border-strong);
            box-shadow: var(--shadow-md);
            transform: translateY(-3px);
        }
        .service-card:hover::before { height: 100%; }
        
        .service-card .service-icon {
            width: 48px; height: 48px;
            background: var(--cream);
            border-radius: var(--radius-sm);
            display: none;
            align-items: center;
            justify-content: center;
            margin-bottom: 1.25rem;
            font-size: 1.25rem;
            color: var(--emerald);
        }

        .service-card .info {  
            padding: 40px;          
            background: var(--cream);
            border-radius: var(--radius-sm);
            display: flex;
            flex-direction: row;
            flex-wrap: wrap;
            align-items: center;
            justify-content: center;
            margin: 0 40px;
            position: relative;
            bottom: 50px;
        }

        .service-card img{
            display: inline-block;
            width: 100%;
        }
        
        .service-card h4 {
            display: flex;
            font-size: 28px;
            font-weight: 600;
            margin-bottom: 0.5rem;
            color: var(--navy);
            width: 100%;
            letter-spacing: 1px;
        }
        
        .service-card p {
            
            color: var(--text-tertiary);
            line-height: 1.6;
        }
        
        @media (max-width: 1024px) {
            .services-grid { grid-template-columns: repeat(2, 1fr); }
        }
        @media (max-width: 640px) {
            .services-grid { grid-template-columns: 1fr; }
        }

        /* Why Stratfin */
        .why-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 2rem;
        }
        
        .why-item {
            padding: 2rem;
            border-left: 2px solid var(--gold);
            background: linear-gradient(90deg, rgba(200, 162, 79, 0.03) 0%, transparent 100%);
        }
        
        .why-item h4 {
            font-size: 20px;
            font-weight: 600;
            margin-bottom: 0.75rem;
            color: var(--navy);
        }
        
        .why-item p {
            
            color: var(--text-tertiary);
        }

        /* Insights Preview */
        .insights-list {
            display: flex;
            flex-direction: column;
            gap: 1px;
            background: var(--border);
            border-radius: var(--radius-md);
            overflow: hidden;
        }
        
        .insight-row {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 1.5rem 2rem;
            background: var(--white);
            transition: var(--transition);
            cursor: pointer;
        }
        
        .insight-row:hover {
            background: var(--cream);
            padding-left: 2.5rem;
        }
        
        .insight-row .insight-meta {
            display: flex;
            align-items: center;
            gap: 1rem;
        }
        
        .insight-tag {
            font-size: 0.6875rem;
            font-weight: 600;
            letter-spacing: 1px;
            text-transform: uppercase;
            color: var(--emerald);
            background: rgba(11, 110, 79, 0.08);
            padding: 0.25rem 0.75rem;
            border-radius: var(--radius-sm);
        }
        
        .insight-row h4 {
            font-family: var(--font-body);
            font-size: 1rem;
            font-weight: 500;
            color: var(--navy);
        }
        
        .insight-row .date {
            
            color: var(--text-muted);
        }

        /* CTA Section */
        .cta-section {
            text-align: center;
            padding: 5rem 2rem;
            background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
            position: relative;
            overflow: hidden;
        }
        
        .cta-section::before {
            content: '';
            position: absolute;
            inset: 0;
            background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><circle cx="50" cy="50" r="40" fill="none" stroke="rgba(200,162,79,0.05)" stroke-width="0.5"/></svg>');
            background-size: 120px;
            opacity: 0.5;
        }
        
        .cta-section h2 {
            color: var(--white);
            margin-bottom: 1rem;
            position: relative;
        }
        
        .cta-section p {
            color: rgba(255,255,255,0.7);
            max-width: 500px;
            margin: 0 auto 2rem;
            position: relative;
        }

        /* ============================================================
           ABOUT PAGE
           ============================================================ */
        
        .page-header {
            background: var(--navy);
            padding: 8rem 0 4rem;
            text-align: center;
        }
        
        .page-header h1 {
            color: var(--white);
            margin-bottom: 1rem;
        }
        
        .page-header p {
            color: rgba(255,255,255,0.7);
            max-width: 600px;
            margin: 0 auto;
            font-size: 1.125rem;
        }
        
        .values-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 2rem;
        }
        
        .value-card {
            text-align: center;
            padding: 2.5rem 2rem;
            border: 1px solid var(--border);
            border-radius: var(--radius-md);
            transition: var(--transition);
        }
        
        .value-card:hover {
            border-color: var(--gold);
            box-shadow: var(--shadow-md);
        }
        
        .value-card .value-number {
            font-family: var(--font-heading);
            font-size: 3rem;
            color: var(--gold);
            opacity: 0.3;
            line-height: 1;
            margin-bottom: 1rem;
        }
        
        .value-card h4 {
            font-size: 1.125rem;
            margin-bottom: 0.75rem;
        }

        /* Process Timeline */
        .process-timeline {
            display: flex;
            flex-direction: column;
            gap: 0;
        }
        
        .process-step {
            display: grid;
            grid-template-columns: 80px 1fr;
            gap: 2rem;
            padding: 2rem 0;
            border-bottom: 1px solid var(--border);
            position: relative;
        }
        
        .process-step:last-child { border-bottom: none; }
        
        .process-number {
            font-family: var(--font-heading);
            font-size: 2.5rem;
            font-weight: 500;
            color: var(--gold);
            line-height: 1;
            opacity: 0.4;
        }
        
        .process-content h4 {
            font-size: 1.125rem;
            margin-bottom: 0.5rem;
        }

        /* Leadership */
        .leadership-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 2rem;
        }
        
        .leader-card {
            text-align: center;
        }
        
        .leader-card .leader-photo {
            width: 200px; height: 200px;
            border-radius: 50%;
            object-fit: cover;
            margin: 0 auto 1.5rem;
            border: 3px solid var(--cream);
            box-shadow: var(--shadow-md);
        }
        
        .leader-card h4 {
            font-size: 1.125rem;
            margin-bottom: 0.25rem;
        }
        
        .leader-card .role {
            
            color: var(--gold);
            font-weight: 500;
            letter-spacing: 1px;
            text-transform: uppercase;
            margin-bottom: 0.75rem;
        }
        
        .leader-card p {
            
            color: var(--text-tertiary);
        }

        /* ============================================================
           SERVICES PAGE
           ============================================================ */
        
        .service-detail {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 4rem;
            align-items: start;
            padding: 4rem 0;
            border-bottom: 1px solid var(--border);
        }
        
        .service-detail:nth-child(even) {
            direction: rtl;
        }
        .service-detail:nth-child(even) > * {
            direction: ltr;
        }
        
        .service-detail:last-child { border-bottom: none; }
        
        .service-detail-content h3 {
            font-size: 1.75rem;
            margin-bottom: 1rem;
        }
        
        .service-list {
            list-style: none;
            margin-top: 1.5rem;
        }
        
        .service-list li {
            padding: 0.5rem 0;
            padding-left: 1.5rem;
            position: relative;
            font-size: 0.9375rem;
            color: var(--text-secondary);
        }
        
        .service-list li::before {
            content: '—';
            position: absolute;
            left: 0;
            color: var(--gold);
            font-weight: 600;
        }
        
        .service-detail-image {
            width: 100%;
            height: 350px;
            object-fit: cover;
            border-radius: var(--radius-md);
        }
        
        @media (max-width: 768px) {
            .service-detail { grid-template-columns: 1fr; gap: 2rem; }
            .service-detail:nth-child(even) { direction: ltr; }
        }

        /* ============================================================
           INDUSTRIES PAGE
           ============================================================ */
        
        .industries-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 1.5rem;
        }
        
        .industry-card {
            padding: 2rem;
            border: 1px solid var(--border);
            border-radius: var(--radius-md);
            text-align: center;
            transition: var(--transition);
            cursor: pointer;
        }
        
        .industry-card:hover {
            background: var(--navy);
            border-color: var(--navy);
            transform: translateY(-4px);
            box-shadow: var(--shadow-lg);
        }
        
        .industry-card:hover h4 { color: var(--white); }
        .industry-card:hover p { color: rgba(255,255,255,0.7); }
        
        .industry-card .industry-icon {
            font-size: 2rem;
            margin-bottom: 1rem;
            color: var(--emerald);
        }
        
        .industry-card:hover .industry-icon { color: var(--gold); }
        
        .industry-card h4 {
            font-size: 0.9375rem;
            font-weight: 600;
            margin-bottom: 0.5rem;
            transition: var(--transition);
        }
        
        .industry-card p {
            
            color: var(--text-tertiary);
            transition: var(--transition);
        }
        
        @media (max-width: 1024px) {
            .industries-grid { grid-template-columns: repeat(3, 1fr); }
        }
        @media (max-width: 640px) {
            .industries-grid { grid-template-columns: repeat(2, 1fr); }
        }

        /* ============================================================
           TRANSACTIONS PAGE
           ============================================================ */
        
        .transaction-table {
            width: 100%;
            border-collapse: collapse;
        }
        
        .transaction-table th {
            text-align: left;
            padding: 1rem 1.5rem;
            font-size: 0.6875rem;
            font-weight: 600;
            letter-spacing: 1.5px;
            text-transform: uppercase;
            color: var(--text-tertiary);
            border-bottom: 2px solid var(--border);
        }
        
        .transaction-table td {
            padding: 1.25rem 1.5rem;
            border-bottom: 1px solid var(--border);
            font-size: 0.9375rem;
        }
        
        .transaction-table tr {
            transition: var(--transition);
            cursor: pointer;
        }
        
        .transaction-table tr:hover {
            background: var(--cream);
        }
        
        .transaction-table .tx-sector {
            font-size: 0.6875rem;
            font-weight: 600;
            letter-spacing: 1px;
            text-transform: uppercase;
            color: var(--emerald);
            background: rgba(11, 110, 79, 0.08);
            padding: 0.25rem 0.75rem;
            border-radius: var(--radius-sm);
        }
        
        .transaction-table .tx-size {
            font-family: var(--font-heading);
            font-weight: 500;
            color: var(--navy);
        }
        
        .transaction-table .tx-status {
            font-size: 0.75rem;
            font-weight: 600;
            color: var(--gold);
        }

        /* ============================================================
           INSIGHTS PAGE
           ============================================================ */
        
        .insights-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 2rem;
        }
        
        .insight-card {
            border: 1px solid var(--border);
            border-radius: var(--radius-md);
            overflow: hidden;
            transition: var(--transition);
            cursor: pointer;
        }
        
        .insight-card:hover {
            box-shadow: var(--shadow-lg);
            transform: translateY(-4px);
        }
        
        .insight-card .insight-image {
            width: 100%;
            height: 200px;
            object-fit: cover;
        }
        
        .insight-card .insight-body {
            padding: 1.5rem;
        }
        
        .insight-card .insight-category {
            font-size: 0.6875rem;
            font-weight: 600;
            letter-spacing: 1.5px;
            text-transform: uppercase;
            color: var(--emerald);
            margin-bottom: 0.75rem;
        }
        
        .insight-card h4 {
            font-size: 1.125rem;
            margin-bottom: 0.75rem;
            line-height: 1.4;
        }
        
        .insight-card .insight-excerpt {
            
            color: var(--text-tertiary);
            margin-bottom: 1rem;
            line-height: 1.6;
        }
        
        .insight-card .read-more {
            
            font-weight: 500;
            color: var(--navy);
            display: inline-flex;
            align-items: center;
            gap: 0.5rem;
        }
        
        .insight-card .read-more::after {
            content: '→';
            transition: transform 0.2s;
        }
        
        .insight-card:hover .read-more::after {
            transform: translateX(4px);
        }

        /* ============================================================
           CAREERS PAGE
           ============================================================ */
        
        .careers-hero {
            background: var(--navy);
            padding: 8rem 0 4rem;
            text-align: center;
        }
        
        .careers-hero h1 { color: var(--white); margin-bottom: 1rem; }
        .careers-hero p { color: rgba(255,255,255,0.7); max-width: 600px; margin: 0 auto; }
        
        .job-listing {
            border: 1px solid var(--border);
            border-radius: var(--radius-md);
            padding: 1.5rem 2rem;
            margin-bottom: 1rem;
            display: flex;
            justify-content: space-between;
            align-items: center;
            transition: var(--transition);
            cursor: pointer;
        }
        
        .job-listing:hover {
            border-color: var(--emerald);
            background: rgba(11, 110, 79, 0.02);
        }
        
        .job-listing .job-info h4 {
            font-size: 1.0625rem;
            margin-bottom: 0.25rem;
        }
        
        .job-listing .job-meta {
            
            color: var(--text-tertiary);
        }
        
        .job-listing .job-meta span {
            margin-right: 1rem;
        }

        /* ============================================================
           CONTACT PAGE
           ============================================================ */
        
        .contact-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 4rem;
        }
        
        .contact-info h3 {
            font-size: 1.5rem;
            margin-bottom: 1.5rem;
        }
        
        .contact-detail {
            margin-bottom: 2rem;
        }
        
        .contact-detail h5 {
            font-size: 0.6875rem;
            font-weight: 600;
            letter-spacing: 1.5px;
            text-transform: uppercase;
            color: var(--gold);
            margin-bottom: 0.5rem;
        }
        
        .contact-detail p {
            font-size: 1rem;
            color: var(--text-secondary);
        }
        
        .contact-form {
            background: var(--cream);
            padding: 2.5rem;
            border-radius: var(--radius-md);
        }
        
        .form-group {
            margin-bottom: 1.5rem;
        }
        
        .form-group label {
            display: block;
            
            font-weight: 500;
            color: var(--navy);
            margin-bottom: 0.5rem;
        }
        
        .form-group input,
        .form-group textarea,
        .form-group select {
            width: 100%;
            padding: 0.875rem 1rem;
            border: 1px solid var(--border);
            border-radius: var(--radius-sm);
            font-family: var(--font-body);
            font-size: 0.9375rem;
            color: var(--text-primary);
            background: var(--white);
            transition: var(--transition);
        }
        
        .form-group input:focus,
        .form-group textarea:focus,
        .form-group select:focus {
            outline: none;
            border-color: var(--emerald);
            box-shadow: 0 0 0 3px rgba(11, 110, 79, 0.1);
        }
        
        .form-group textarea {
            resize: vertical;
            min-height: 120px;
        }
        
        @media (max-width: 768px) {
            .contact-grid { grid-template-columns: 1fr; gap: 2rem; }
        }

        /* ============================================================
           FOOTER
           ============================================================ */
        
        .footer {
            background: var(--navy);
            color: var(--white);
            padding: 4rem 0 2rem;
        }
        
        .footer-grid {
            display: grid;
            grid-template-columns: 2fr 1fr 1fr 1fr;
            gap: 3rem;
            margin-bottom: 3rem;
        }
        
        .footer-brand .logo {
            color: var(--white);
            margin-bottom: 1rem;
            display: inline-block;
        }
        
        .footer-brand p {
            color: rgba(255,255,255,0.6);
            
            line-height: 1.7;
            max-width: 300px;
        }
        
        .footer-column h5 {
            font-size: 0.6875rem;
            font-weight: 600;
            letter-spacing: 1.5px;
            text-transform: uppercase;
            color: var(--gold);
            margin-bottom: 1.25rem;
        }
        
        .footer-column ul {
            list-style: none;
        }
        
        .footer-column li {
            margin-bottom: 0.75rem;
        }
        
        .footer-column a {
            color: rgba(255,255,255,0.6);
            
            transition: var(--transition);
        }
        
        .footer-column a:hover {
            color: var(--white);
        }
        
        .footer-bottom {
            border-top: 1px solid rgba(255,255,255,0.1);
            padding-top: 2rem;
            display: flex;
            justify-content: space-between;
            align-items: center;
        }
        
        .footer-bottom p {
            color: rgba(255,255,255,0.4);
            
        }
        
        @media (max-width: 768px) {
            .footer-grid { grid-template-columns: 1fr 1fr; gap: 2rem; }
            .footer-bottom { flex-direction: column; gap: 1rem; text-align: center; }
        }

        /* ============================================================
           UTILITIES
           ============================================================ */
        
        .text-center { text-align: center; }
        .mb-1 { margin-bottom: 0.5rem; }
        .mb-2 { margin-bottom: 1rem; }
        .mb-3 { margin-bottom: 1.5rem; }
        .mb-4 { margin-bottom: 2rem; }
        .mb-5 { margin-bottom: 3rem; }
        .mt-5 { margin-top: 3rem; }
        
        .max-w-2xl { max-width: 42rem; margin-left: auto; margin-right: auto; }
        .max-w-3xl { max-width: 48rem; margin-left: auto; margin-right: auto; }